Head, Credit & Enterprise Risk Management | Finance Institution

Job Description

Responsibilities

• Develop and manage the bank’s risk management framework, policies, processes, procedures, and reporting standards.
• Monitor business developments for emerging risks and recommend improvements to risk management processes.
• Facilitate the identification, assessment, measurement, monitoring, control, and reporting of risks.
• Maintain oversight of the bank’s enterprise risk management activities.
• Provide risk management support, education, and training to staff.
• Ensure proper documentation of credits in line with approved standards and procedures.
• Define credit approval frameworks and recommend approval limits in line with bank policies.
• Analyze and appraise individual credit requests in accordance with approved policies and procedures.
• Conduct periodic stress testing and scenario analysis on the bank’s credit portfolio and recommend appropriate actions.
• Support loan remediation activities, including negotiations and recovery strategies for delinquent customers.
• Review and analyze delinquent portfolios, identify root causes, and track corrective actions.
• Monitor violations of credit policies and provide recommendations to senior management.
• Prepare timely, comprehensive, and reliable credit risk reports for senior management and the board.
• Perform other duties as assigned by management.

Requirements

• HND/B.Sc. in Accounting, Economics, or a related field.
• Master’s degree in Risk Management, Finance, Accounting, or a related field is an added advantage.
• Minimum of 15 years’ experience, including at least 5 years in a similar role within a financial institution.
• Must have mortgage banking experience.
• Outstanding written and verbal communication skills.
• Strong interpersonal, marketing, and public relations skills.
• Excellent leadership and team management abilities.
• Strong planning and organizational skills.
• High degree of professionalism, maturity, and confidentiality.
• Strong presentation skills.
• Strong analytical and problem-solving abilities.
• Ability to manage and coordinate a team of professionals.

Comments (0)